Information regarding processing of personal data
Controller of personal data:
Corporate registration number 549201-6059,
312 22 Laholm
Laholms Sparbank (the "Bank") processes personal data which is provided in conjunction with applications and notices of interest, and when agreements are entered into or otherwise registered in connection with preparations for, or administration of an order, for example in conjunction with credit checks or assessing a transaction. When the banking errand is carried out by telephone or video, personal data is also processed through recordings. Personal data is also processed within the scope of the Bank's Internet and mobile services.
In connection with the commencement of a customer relationship and in connection with certain international payments, the Bank checks personal data against sanctions lists which the Bank, pursuant to law or public authority decision, is obligated or entitled to maintain in order to ascertain that a customer relationship can be entered into and transactions can be executed.
In order to keep personal data current, the data may be updated and supplemented with information from public and private registers, e.g. updating of address data via the national person and address register (SPAR).
The personal data is processed for the administration and performance of agreements and for actions which were requested before and after an agreement is entered into. Personal data is also processed in order to enable the Bank to perform its legal obligations. The personal data may also serve as a basis for financial advice, marketing and customer analyses, business and method development, and statistics and risk management, e.g. risk assessment models which the Bank uses in order to satisfy capital adequacy requirements. Unless a direct mail block is requested, the Bank may also use the data for marketing purposes and, in such case, contact customers by email unless the customer has expressly opted out.
In furtherance of the purposes set forth above, personal data may (taking into consideration bank secrecy) be provided to, and processed by, banks and companies which are included in the Bank's corporate group as well as other companies with which the Bank cooperates, e.g. credit bureaus and companies which handle payment claims as well as Bankgirocentralen and SWIFT (Society for Worldwide Interbank Financial Telecommunication). In some cases, the Bank is also obligated to provide information to public authorities, e.g. the Swedish Tax Agency, Swedish Financial Supervisory Authority, and the National Insurance Office.
If you would like to know what information about you is processed by the Bank, you may submit or send a written and signed request to the Bank at the address stated below.
Laholms Sparbank, Box 77, 312 22 Laholm.
To the same address, you may request a block of direct advertising or request correction of incorrect or incomplete personal data.